Hello

Easton

Pennsylvania

ISSN: 3065-6958

Published by

M A G A Z I N E

Easton

America’s Video Magazine

HelloEaston is a video magazine containing information of interest to residents and visitors.

Spring Issue 2025 | ISSN: 3065-6958

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FEATURED STORY

Review Your Insurance Policies Annually

by Jim Reagle

Insurance is designed to protect what matters most, but the coverage you needed a year ago may not match your current circumstances. Life changes quickly—a new job, a home renovation, a new car, or even the purchase of high-value electronics can all impact the kind of protection you need. That’s why an annual insurance review is a smart, simple habit that can pay off in big ways.

Many people set their policies and forget them, assuming they’re covered no matter what. But insurance isn’t one-size-fits-all, and what worked last year may now

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Jim Reagle

ABOUT THE AUTHOR
Established in 1936, Reagle Insurance is a reputable insurance agency in Easton, PA, known for its strong foundation and outstanding customer service. Led by Jim Reagle with a focus on providing personalized experiences and a wide range of insurance options through reputable partners, Reagle Insurance ensures clients find the coverage that best suits their needs.

leave you underinsured—or paying for coverage you no longer need. Taking the time to reassess each year helps you identify potential gaps and avoid unnecessary expenses.

Policyholders who review their insurance annually are up to 30% less likely to face out-of-pocket losses due to coverage gaps. That means greater peace of mind and fewer unpleasant surprises if the unexpected happens. An annual review also ensures you're taking advantage of any new discounts, endorsements, or changes in policy offerings that might save money or enhance

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Review Your Insurance Policies Annually

Insurance is designed to protect what matters most, but the coverage you needed a year ago may not match your current circumstances. Life changes quickly—a new job, a home renovation, a new car, or even the purchase of high-value electronics can all impact the kind of protection you need. That’s why an annual insurance review is a smart, simple habit that can pay off in big ways.

Many people set their policies and forget them, assuming they’re covered no matter what. But insurance isn’t one-size-fits-all, and what worked last year may now leave you underinsured—or paying for coverage you no longer need. Taking the time to reassess each year helps you identify potential gaps and avoid unnecessary expenses.

Policyholders who review their insurance annually are up to 30% less likely to face out-of-pocket losses due to coverage gaps. That means greater peace of mind and fewer unpleasant surprises if the unexpected happens. An annual review also ensures you're taking advantage of any new discounts, endorsements, or changes in policy offerings that might save money or enhance protection.

Major life events are common triggers for insurance adjustments. A teen driver in the household, for example, can significantly alter your auto insurance needs. Home upgrades, like finishing a basement or installing a new roof, may change your homeowners policy. Even something as simple as acquiring valuable electronics or jewelry can require additional coverage to stay protected.

It’s also wise to reevaluate deductibles, liability limits, and bundling options during an annual review. As your financial situation evolves, so should the structure of your policies. A higher deductible might lower premiums, while increasing liability coverage can offer greater long-term security.

Insurance works best when it’s tailored to your real-life needs. By making an annual review part of your routine, you’re not just checking a box—you’re making sure the safety net you rely on continues to work exactly as intended.

Policyholders who review their insurance annually are up to 30% less likely to face out-of-pocket losses due to coverage gaps.

protection.

Major life events are common triggers for insurance adjustments. A teen driver in the household, for example, can significantly alter your auto insurance needs. Home upgrades, like finishing a basement or installing a new roof, may change your homeowners policy. Even something as simple as acquiring valuable electronics or jewelry can require additional coverage to stay protected.

It’s also wise to reevaluate deductibles, liability limits, and bundling options...

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Hometown Heroes celebrates the brave men and women from Easton who answered the call to serve. They left their homes, families, and communities to defend our freedoms. They brought with them the values of their upbringing, woven into the fabric of the communities they cherished. Across generations, these heroes stood united, embodying courage, sacrifice, and a love of country that knows no bounds. Whether on land, sea, or in

the skies, they carried the spirit of their hometowns with them, facing challenges with unyielding resolve and selflessness. We honor their service, their legacy, and the communities that raised them. Today, we remember not just their dedication but the strength and unity that bind us all as Americans. Their stories are our stories, a testament to the enduring spirit of the United States and the bonds that make us strong.

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