Richmond, Virginia, presents a vibrant tapestry of history meeting modernity, creating a unique and alluring place to call home. This city brims with energy, offering a lifestyle that’s both relaxed and invigorating.
For history enthusiasts, Richmond is a treasure trove, showcasing pivotal sites from America’s past, artfully woven into the city’s rich cultural fabric. Museums and historical trails pepper the city, inviting residents and visitors alike to indulge in America’s story, right in their backyard.
Beyond its historical allure, Richmond is equally celebrated for its lively arts and culture scene. The city teems with creative expressions, from striking street murals to thriving local theaters. The annual art and music festivals infuse life into the city streets, creating a year-round calendar of vibrant events that cater to diverse tastes and interests.
For those who cherish outdoor activities, the James River provides the perfect playground. Whether it’s kayaking, hiking, or simply enjoying a scenic riverbank picnic, nature is never far away in Richmond. The city's commitment to green spaces ensures a perfect harmony between urban living and natural escapes.
Last but certainly not least, Richmond's culi...
Discover the Charms of Richmond,
4 | HelloRichmond, Virginia • Winter Issue
Discover the Charms of Richmond, Virginia
Richmond, Virginia, presents a vibrant tapestry of history meeting modernity, creating a unique and alluring place to call home. This city brims with energy, offering a lifestyle that’s both relaxed and invigorating.
For history enthusiasts, Richmond is a treasure trove, showcasing pivotal sites from America’s past, artfully woven into the city’s rich cultural fabric. Museums and historical trails pepper the city, inviting residents and visitors alike to indulge in America’s story, right in their backyard.
Beyond its historical allure, Richmond is equally celebrated for its lively arts and culture scene. The city teems with creative expressions, from striking street murals to thriving local theaters. The annual art and music festivals infuse life into the city streets, creating a year-round calendar of vibrant events that cater to diverse tastes and interests.
For those who cherish outdoor activities, the James River provides the perfect playground. Whether it’s kayaking, hiking, or simply enjoying a scenic riverbank picnic, nature is never far away in Richmond. The city's commitment to green spaces ensures a perfect harmony between urban living and natural escapes.
Last but certainly not least, Richmond's culinary scene is a feast for the senses, offering everything from Southern comfort food to cutting-edge gastronomy. Each neighborhood boasts its own special flavor, making dining out an adventure in itself.
In Richmond, Virginia, the warmth of community, a respect for history, and a spirit of creativity meet, creating a lively and enriching environment for all.
Hello Richmond, Virginia • Winter Issue |5
Discover the Charms of Richmond,
Big Beautiful Bill — What It Means for Your Taxes
The One Big Beautiful Bill Act of 2025 changes individual taxes in several ways. Tax-rate cuts from previous laws are now permanent, helping taxpayers plan ahead. The law also introduces new features, like possibly letting you exclude some tips from taxable income (within limits). For hourly workers,
part of qualifying overtime pay may also become deductible, offering a way to reduce taxes.Understanding these new rules can be tricky. With higher income limits and new reporting steps, even small errors could mean lost deductions or surprise tax bills. It is important to know which parts of the
6 | HelloRichmond, Virginia • Winter Issue
Big Beautiful Bill — What It Means for Your Taxes
The One Big Beautiful Bill Act of 2025 changes individual taxes in several ways. Tax-rate cuts from previous laws are now permanent, helping taxpayers plan ahead. The law also introduces new features, like possibly letting you exclude some tips from taxable income (within limits). For hourly workers, part of qualifying overtime pay may also become deductible, offering a way to reduce taxes. Understanding these new rules can be tricky. With higher income limits and new reporting steps, even small errors could mean lost deductions or surprise tax bills. It is important to know which parts of the law apply to you, since benefits are not automatic. Check your eligibility and keep records for tips and overtime pay. The changes to tip taxation are especially notable. Under the previous law, all tips were generally considered taxable income. The 2025 rules allow certain tips to be excluded, but only if reporting and other limits are met. This can make a meaningful difference for service workers whose income relies heavily on gratuities. Similarly, the overtime deduction has specific criteria; only qualifying overtime pay counts, and proper records must be kept to claim the deduction accurately. The permanent tax cuts give families and individuals more stability, but tax obligations still exist. Higher standard deductions and exemptions could lower your taxable income, but it is important to see how these changes work with credits and other deductions. Mistakes could lead to paying too much or too little in taxes. Businesses also feel the impact, as changes in employee withholding rules and reporting requirements may require updated payroll systems. Employers must ensure compliance with the law to avoid penalties, while employees may need guidance on adjusting withholding for the new rates and deductions. The interplay among employee income, tip reporting, and overtime deductions is complex, making expert advice valuable. Tax professionals at Adams Enterprises in North Chesterfield, VA, can offer advice for your situation. Josh Adams recommends early planning and careful record keeping under the Big Beautiful Bill. The law has benefits, but you must pay close attention to details, such as rules for tips, overtime, and taxes. Overall, the Big Beautiful Bill Act offers significant advantages for taxpayers, particularly through permanent tax rate reductions and selective income exclusions. However, understanding the scope of these benefits requires close attention to the updated rules and careful tax planning. Expert assistance can make the difference between simply complying and fully optimizing your tax situation in 2025.
Josh Adams
and other limits are met. This can make a meaningful difference for service workers whose income relies heavily on gratuities. Similarly, the overtime deduction has specific criteria; only qualifying overtime pay counts, and proper records must be kept to claim the deduction accurately.The permanent tax cuts give families and individuals more stability, but tax obligations still exist. Higher standard deductions and exemptions could lower your taxable income, but it is important to see how these changes work with credits and other deductions. Mistakes could lead to paying too much or too little in taxes.Businesses also feel the...
law apply to you, since benefits are not automatic. Check your eligibility and keep records for tips and overtime pay.The changes to tip taxation are especially notable. Under the previous law, all tips were generally considered taxable income. The 2025 rules allow certain tips to be excluded, but only if reporting
It is important to know which parts of the law apply to you, since benefits are not automatic. Check your eligibility and keep records
About the Author
In 1983, Josh Adams was approached by IRS Auditors looking for people to help with military tax returns. A military veteran himself, Josh completed the training at the top of his class. Because of this, he was able to become licensed to do the returns that didn’t qualify for the free services. Since then, Adams Enterprises has been providing top-quality tax preparation services to the people of North Chesterfield and beyond.
HelloRichmond, Virginia • Winter Issue |7
What to Look for When Choosing a Moving Company
Moving can mark the start of a new chapter, but before the excitement of a new address begins, there’s the task of packing, planning, and finding the right movers. The moving company you choose will be responsible for nearly everything you own, so that choice deserves care and patience. A trustworthy
mover brings peace of mind, not just convenience, by handling your belongings safely and keeping their promises from the first quote to the final delivery.Start by verifying that the company is properly licensed and insured. Every legitimate moving company should have a Department of
8 | HelloRichmond, Virginia • Winter Issue
What to Look for When Choosing a Moving Company
Moving can mark the start of a new chapter, but before the excitement of a new address begins, there’s the task of packing, planning, and finding the right movers. The moving company you choose will be responsible for nearly everything you own, so that choice deserves care and patience. A trustworthy mover brings peace of mind, not just convenience, by handling your belongings safely and keeping their promises from the first quote to the final delivery. Start by verifying that the company is properly licensed and insured. Every legitimate moving company should have a Department of Transportation (DOT) number for interstate moves or the proper state license for local work. Insurance coverage is equally important, as it protects your property if an accident or loss occurs during transit. Always ask for documentation, not just verbal confirmation. Reputable movers are happy to provide proof and will explain how their coverage works. Online reviews can reveal a mover’s real-world performance. Read reviews that discuss timeliness, communication, and how well the movers handled fragile or valuable items. A pattern of professionalism and courtesy in reviews is a good sign. Be cautious if you see repeated complaints about hidden charges or careless handling. Reviews that mention how the company resolved a problem are also telling. Companies that respond respectfully and offer solutions tend to take their reputation seriously. Pricing is another critical factor, but the lowest quote isn’t always the best value. Reliable movers will send a representative or use a virtual survey to assess the size of your move before giving an estimate. This step ensures accuracy and avoids unpleasant surprises on moving day. Ask for a written estimate that clearly lists what is included and what might cost extra. Services like packing, storage, or handling stairs often add to the total cost, so make sure those details are transparent from the beginning. A trustworthy moving company will take time to explain every step of the process and put every promise in writing. This includes your delivery date, payment terms, and liability coverage. Always review the contract closely before signing. If a mover is unwilling to provide clear answers or pushes you to sign quickly, consider looking elsewhere. A good mover values clarity because it protects both parties. Ask who will actually handle your move. Some companies operate with their own trained employees, while others rely on subcontractors or temporary labor. Knowing this in advance gives you confidence about who will enter your home and who is accountable for your belongings. Ask if background checks are performed and if crew members receive training for packing and lifting. Small details like these often distinguish a professional mover from a less reliable one. Communication is another sign of quality service. Professional movers stay in contact before, during, and after the move. They confirm dates, arrival times, and any last-minute adjustments. They keep you informed if traffic, weather, or other factors affect the schedule. That level of communication reduces uncertainty and helps the move go smoothly. It also helps to ask about the company’s claims process. Even with the most careful movers, accidents can happen. A professional company will have a clear process for reporting and resolving damage claims. Ask how long claims typically take and what documentation you’ll need. Companies that handle claims efficiently demonstrate responsibility and respect for their customers. Finally, trust your instincts. If something feels rushed or unclear, take a step back. The right mover will make you feel informed, comfortable, and respected from the first phone call. Moving is one of life’s biggest transitions, and you deserve a team that treats your belongings and your peace of mind with care. When you choose a licensed, insured, and communicative moving company with positive reviews and transparent pricing, the stress of moving day fades into the background. You can focus on settling into your new home knowing that your move is in capable hands.
Don Hemmings
will explain how their coverage works.Online reviews can reveal a mover’s real-world performance. Read reviews that discuss timeliness, communication, and how well the movers handled fragile or valuable items. A pattern of professionalism and courtesy in reviews is a good sign. Be cautious if you see repeated complaints about hidden charges or careless handling. Reviews that mention how the company resolved a problem are also telling. Companies that respond respectfully and offer solutions tend to take their reputation seriously.Pricing is another critical factor, but the lowest quote isn’t always the best value. Reliable movers...
Transportation (DOT) number for interstate moves or the proper state license for local work. Insurance coverage is equally important, as it protects your property if an accident or loss occurs during transit. Always ask for documentation, not just verbal confirmation. Reputable movers are happy to provide proof and
A trustworthy moving company will take time to explain every step of the process and put every promise in writing.
About the Author
Don Hemmings is the owner of Partime Movers, a trusted moving service known for reliable residential and commercial relocations. With years of hands-on experience, Don emphasizes planning, transparency, and care with every move. His practical approach helps clients relocate smoothly while protecting their time, property, and peace of mind.
